How to Save Money on Your Cruise

Read of for practical tips before you sail, when on board and in when in port.

One of the biggest myths I am always keen to dispel is that cruise holidays are expensive. In reality, there are plenty of ways to save money on your cruise if you know where to focus your spending. Like any type of holiday, cruising can be as extravagant or as budget-friendly as you choose.

There are many simple ways to reduce costs while you are at sea. In this article, I will show you how to make your cruise budget go further before you sail, while you are on board, and when you are ashore – as well as sharing tips for saving money when travelling with kids and teenagers.

🔖See more posts on Cruise Tips
🔖See more posts on Port Guides

The Best Time to Cruise to Save Money

The timing of your cruise can make a substantial difference to the overall cost. Sailing outside school holidays and peak periods is usually far cheaper, and opting for shoulder season departures or repositioning cruises can unlock even better value. Longer itineraries often cost less per night than short breaks, and being flexible with your dates, itinerary or embarkation port can reduce fares significantly. Booking either very early or close to final payment deadlines can also uncover strong deals, particularly during major sales periods such as wave season.

Read my full guide on choosing the best time to cruise and secure the lowest fares.

How to Find the Best Cruise Discounts, Offers and Extra Perks

Many cruisers overpay simply because they miss available promotions. Cruise lines frequently offer added value in the form of onboard credit, drinks packages, Wi-Fi, reduced deposits or discounted fares for additional guests. Signing up for alerts, monitoring price drops and using a knowledgeable travel agent can help you secure the best deal. Loyalty schemes, shareholder benefits, status matches and referral offers may also provide extra perks. With a little research, you can often enhance your cruise experience without increasing the headline price. Before you book, read this first and discover all the ways to unlock cruise discounts and added perks.

How to Save Money On Board Your Cruise

While much is included in your fare, onboard spending can quickly mount up if you are not careful. Sticking to included dining venues and standard drinks, reviewing whether a drinks package genuinely suits your habits, and setting a daily spending limit can help keep costs under control. Avoiding impulse purchases such as professional photos, casino visits and unnecessary Wi-Fi packages also makes a noticeable difference. Taking advantage of free activities, port-day spa discounts and included entertainment ensures you enjoy the ship fully without inflating your final bill. Looking for extra ways to stretch your cruise budget? Explore the complete list of onboard money-saving strategies here.

How to Save Money on Your Cruise Cabin

Your cabin choice plays a major role in the total cost of your holiday. Opting for an inside or ocean view cabin instead of a balcony can generate considerable savings, particularly on itineraries where you will spend little time in the room. Older ships and non-inaugural sailings are often priced more competitively, and being flexible with cabin location or choosing a guaranteed cabin can reduce fares further. Upgrade bids and special offers may provide added comfort at a lower price, provided you remain disciplined with your budget.Want to know how to choose the right cabin without overspending? I’ve put the full breakdown here.

How to Save Money in Port on a Cruise

Shore excursions are one of the easiest areas for costs to escalate, but there are many ways to manage this. Some destinations are simple to explore independently using public transport or on foot, which can be far more economical than organised tours. Researching local providers, sharing taxis with fellow passengers and taking advantage of early-bird attraction tickets can all reduce expenses. In certain ports, returning to the ship for lunch or enjoying onboard facilities instead of spending the entire day ashore can also help keep daily spending in check. Want to learn how to cut costs in port without missing out? Read my full guide

How to Save Money on a Cruise with Kids and Teens

Family cruising can offer excellent value, but children and teenagers often increase costs through drinks, Wi-Fi and impulse purchases. Choosing cruise lines with discounted or complimentary child places, adjusting travel dates slightly outside peak school holidays and setting onboard spending limits for teens can make a substantial difference. Bringing small essentials such as squash, downloaded entertainment and a basic first aid kit can prevent unnecessary onboard charges. Careful planning ensures the whole family enjoys the cruise without unpleasant financial surprises at the end.See my top tips for cruising with children and keeping spending under control.

How to Make Your Cruise Budget Stretch Further

Ultimately, most extra spending on a cruise is optional. With thoughtful planning, careful booking and mindful choices onboard and ashore, cruising can represent outstanding value for money. By focusing on what truly enhances your experience and avoiding unnecessary add-ons, you can enjoy a memorable holiday at sea while keeping your budget firmly under control.

Cruising does not have to come with a hefty price tag. With a little planning, smart booking decisions and mindful spending on board, you can enjoy an incredible cruise holiday while keeping costs under control – leaving more money for the things that really matter to you.

💡If you find this article useful – please bookmark 🔖 this page or share this post with someone you think might find it useful too. Follow me on Facebook and YouTube for more helpful advice and cruise tips. Bon Voyage!